For Gen X & Women in Their 50s

Practical Tools for a Clear, Confident Retirement.

Stop letting money leak away. Ditch the overwhelm, find forgotten pension cash, and build a stress-free safety net on your terms.

An open notebook and a warm mug of morning coffee on a sunlit porch table

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The Retirement Reset Journal™

90 Days to Find More Money, Reduce Debt, and Build Your Plan

A guided, low-pressure workbook. Ten quiet minutes a day, one prompt at a time, until the fog clears and the numbers are finally yours.

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  • Household leak audit

    Six categories, one page — find where $300 a month quietly disappears.

  • Ghost subscription detective

    A 90-day statement sweep with three questions for every recurring charge.

  • Debt snowball plan

    Momentum-first payoff order tuned for people starting in their fifties.

  • No-deprivation budget sprint

    Fourteen days of cutting friction spending instead of the things you love.

30 Days of Forgotten Corporate Cash

The Forgotten Pension Directory

Thirty companies whose plans ended up in federal trusteeship. Search for a name you worked for, read the short history, then check the official PBGC database.

Day 1

Ames Department Stores

1958–2002

Retail

Discount department store chain in the Northeast and Mid-Atlantic.

If you worked here, use the official PBGC unclaimed pension search to check whether a benefit may be listed in your name.

Check the official PBGC search

Day 2

Sears, Roebuck and Co.

1893–2018

Retail

Nationwide department store, catalog, and service business.

Former employees can check the official PBGC search to see whether any unclaimed pension benefit is on file.

Check the official PBGC search

Day 3

Studebaker Corporation

1852–1967

Industrial

Automobile manufacturer based in South Bend, Indiana.

A quick search on PBGC.gov, the official federal source, will show whether there is anything listed under your name.

Check the official PBGC search

Day 4

LTV Steel

1912–2002

Industrial

Steelmaker with operations in Ohio, Indiana, and Pennsylvania.

Worked here at some point? The official PBGC search is the place to confirm whether a benefit exists.

Check the official PBGC search

Day 5

F. W. Woolworth Co.

1879–1997

Retail

Variety store chain with locations in downtowns across the country.

Use the PBGC's official unclaimed pension tool to check your name and any former names you used.

Check the official PBGC search

Day 6

Mervyn's

1949–2008

Retail

West Coast department store chain.

Check the official PBGC search — it takes a few minutes and it is the authoritative record.

Check the official PBGC search
See all 30 days

Latest Articles

Read Your Way to a Calmer Plan

Retirement Safety Nets

10 Retirement Expenses That May Cost More Than You Expect

Planning your retirement budget? Here are 10 retirement expenses people may underestimate, including housing, healthcare, dental care, cars, family and inflation.

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Pensions & Cash Recovery

How to Find a Lost 401(k): Start With the Department of Labor

Worked for a company years ago and don't know what happened to your 401(k)? Follow these simple step-by-step instructions to start searching through the U.S. Department of Labor.

8 min read401(k)Department of Labor
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Retirement Safety Nets

Why 48% of Retirees Exit Early (And How to Build Your Safety Net)

Almost half of us stop working sooner than planned — layoffs, health, caregiving. Here is the three-layer buffer that keeps an early exit from becoming an emergency.

8 min readEarly RetirementEmergency Fund
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Lowering Bills

The Loyalty Tax: How to Slash Your Auto Insurance and Internet Bills This Saturday

Staying put costs money. Two phone calls, one comparison quote, and a scripted retention ask can free up $60–$180 a month before lunch.

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Debt & Budgeting

How to Find an Extra $100 This Month with Local Micro-Services

Pet sitting, plant watering, mail pickup, closet resets. Low-effort neighborhood work that fits around a full-time job and pays in the same week.

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Debt & Budgeting

The Precut Fruit Trap: Auditing Daily Convenience Spending

Convenience is not the enemy — untracked convenience is. A gentle audit that keeps the shortcuts you love and cuts the ones you never noticed.

5 min readGroceriesSpending Audit
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Angela smiling with a mug of coffee on a sunny front porch

Meet Angela

I'm not a financial expert. I'm figuring this out too.

I'm in my fifties, planning my own retirement, and learning as I go. Somewhere along the way I realized nobody had handed me a plan — just statements, old employers, and a lot of noise.

"If I'm trying to figure all of this out, I can't possibly be the only one."

So I share what I find: the forgotten pensions, the money leaks, the small sprints that actually move the needle. No jargon, no shame.

Read Angela's story

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Angela's Curated Essentials

My favorite everyday planners, desk essentials, decluttering tools, and financial reads.

Desk & Planning Must-Haves

The undated planner, felt-tip pens, and desk trays I use for the weekly money hour. Nothing fussy, all refillable.

  • Undated weekly planner
  • Fine-line pens
  • Wooden desk tray
  • Document folder set
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Clutter Cash-Out & Packing Gear

Everything on my dining-table shipping station for turning the 10-item challenge into deposited cash.

  • Thermal label printer
  • Poly mailers
  • Digital shipping scale
  • Ring light for listings
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Top Financial Books

The reads that shifted how I think about retirement timing, debt, and spending without guilt.

  • Retirement timing guides
  • Behavioral money classics
  • Caregiving finance
  • Estate basics
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Daily Office & Coffee Favorites

The quiet-morning setup: the mug, the grinder, the lamp, and the mat that saves my back.

  • Stoneware mug
  • Burr grinder
  • Warm desk lamp
  • Anti-fatigue mat
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